membership Benefit

Protect your foundation with confidence.

Through Exponent Philanthropy’s partnership with USI Affinity, members have access to insurance expertise and coverage options designed with lean foundations in mind. USI can help members understand what coverage their organization needs, identify appropriate options, and navigate the process.

It is one more way Exponent connects you with the resources, relationships, and expertise you need to stay lean and achieve more.

BECOME A MEMBER

Existing member?
Contact us to start your liability coverage now: info@exponentphilanthropy.org

$750

STARTING PREMIUM

$5M

MAXIMUM COVERAGE

DEDUCTIBLE OPTION

2 hours

FREE LEGAL HOTLINE

Protect your foundation and its leaders.
USI Affinity, in conjunction with Philadelphia Insurance Companies (PIC), developed a Directors & Officers (D&O) Liability Insurance Program especially for Exponent Philanthropy members. It’s our preferred D&O coverage designed for lean foundations. The program offers broad coverage and competitive pricing for eligible members with five or fewer paid staff.

D&O Details & Application

START HERE

Insurance Benefit Overview

Not sure where to begin? Watch this overview to understand the practical value of Exponent Philanthropy’s partnership with USI Affinity, why D&O insurance matters, and other coverage options your foundation may want to consider.

Watch the Insurance Overview

Getting Covered Is Simple

From application to coverage in three simple steps.

Check your eligibility

Review the member eligibility requirements below.

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Complete a short application

Fill out the two-page application and submit it to USI Affinity.

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Receive your quote

USI will respond with a personalized quote, typically within 48 business hours.

Already covered? Renewal is easy.

Coverage renews automatically in most cases, so you generally don’t need to reapply unless you want to make changes.* *Subject to change.

Eligibility

As an Exponent Philanthropy member in good standing, you are eligible for discounted rates if your foundation meets the following D&O coverage criteria:

Assets of up to $150 million
Employs five or fewer staff
Has no previous claims history
States not eligible for discounts include AK, CT, KY, LA, and TN

If you do not meet these qualifications, you may still be eligible for coverage at the program’s standard rates.

Need Other Coverage?

Your foundation’s insurance needs may extend beyond D&O.
USI can help you assess your needs and connect you with appropriate coverage options.

Business Owner’s Policy

Protect your organization, property, and day-to-day operations.

A Business Owner’s Policy (BOP) combines business property and liability coverage in one policy.
It can help protect your foundation from risks such as property damage, theft, bodily injury, and
other claims arising from your operations.

USI can connect Exponent members with an internal insurance specialist who will assess your
foundation’s needs and help identify appropriate coverage options.

Workers’ Compensation

Protect your organization and your employees.

Workers’ compensation provides benefits for employees who experience work-related injuries
or illnesses, including medical care and replacement of lost wages. It can also provide important
protection for your organization.

USI can connect Exponent members with an internal insurance specialist who will help assess your
foundation’s needs and identify an appropriate workers’ compensation option.

Cyber Liability

Protect your foundation from evolving digital risks.

Even lean organizations manage sensitive information, financial transactions, employee data, and
other digital assets. Cyber liability insurance can help protect your foundation from the financial
and operational consequences of cyber incidents, data breaches, privacy claims, and related risks.

USI works with multiple insurance carriers to help foundations find cyber coverage appropriate to
their needs, rather than limiting members to a single carrier or policy.

Adam Leary

Professional Liability Consultant

Email: adam.leary@usi.com

Direct: (610)537-1364

Fax: (610)537-9708

Not sure what coverage you need? Contact USI to help you understand your options and connect you with the appropriate insurance expertise and coverage for your foundation.

You don’t have to figure out insurance coverage alone.

Not yet a member? Join thousands of foundation leaders who trust Exponent Philanthropy to help them operate with confidence, clarity, and protection to run their foundation well. Contact us about ways membership can benefit you.

Liability Insurance