Liability Insurance - Exponent Philanthropy

Liability Insurance

We’re proud to partner with USI Affinity to give our members exclusive rates on business insurance across all areas of operations to make sure your organization is protected. These coverages not only allow you to tailor your protection, but also ensure that your grant dollars can continue to provide vital financial support to communities across the country.

Exponent Philanthropy members save on average $715.

Directors & Officers Liability

USI Affinity, in conjunction with Philadelphia Insurance Companies (PIC), developed a Directors & Officers (D&O) Liability Insurance Program especially for members of Exponent Philanthropy. This unique program features broad coverage and exceptional pricing for foundations with five or fewer paid staff.

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Business Owner’s Policy

A Business Owner’s Policy (BOP) combines business property and business liability insurance into one convenient policy. A BOP helps cover your organization from claims resulting from things like fire, theft or another covered disaster, and from claims involving bodily injury, property damage and personal and advertising injury that could arise from your daily operations.

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Workers’ Compensation

USI Affinity has partnered with The Hartford to offer Exponent Philanthropy members the Workers’ Compensation Coverage & Dividend Program. Workers’ compensation provides benefits to employees for work-related injuries or illnesses including medical care, wages from lost work time, and more. It also provides a deceased worker’s family with a financial benefit. If a worker’s family decides to sue an organization, it can also help cover the related legal fees.

This Group Dividend Plan affords association members the opportunity to share in the profits of the Workers’ Compensation insurance program.

Program participants can also benefit from additional loss control services that may potentially help your organization save money over time.

You may qualify for a 5% discount on your Business Owner’s Policy if you purchase is and your Workers’ Compensation policy from The Hartford.

Cyber Liability

The PrivaSafe Cyber Liability Insurance policy from USI Affinity offers a comprehensive suite of data security and privacy insurance solutions that are custom-tailored to your foundation.

  • Up to $2 million in notification costs coverage in addition to the aggregate limit (outside the policy limit)
  • Full-limit regulatory defense and penalty coverage
  • $250,000 in defense cost coverage outside the limit (additional limit available)
  • Credit monitoring
  • And so much more…

As an Exponent Philanthropy member in good standing, you are eligible for coverage at the premiums shown if your foundation meets the following criteria:

  • Employs five or fewer paid staff
  • Is not registered in AK, CT, KY, LA and TN
  • Has no previous D&O claims history

If you do not meet these qualifications, you may still be eligible for coverage at the program’s standard rates.

Please call USI Affinity for coverage options.

Contact Lana James-Moore to learn more

Phone: 877-245-8550
Fax: 610-537-9830