What day-to-day money management habits keep lean foundations on solid footing? - Exponent Philanthropy

What day-to-day money management habits keep lean foundations on solid footing?

Managing your foundation’s finances doesn’t have to be complicated. The practices below can help you stay organized, safeguard your assets, and ensure funds are used appropriately.

  • Use one operating bank account.
    If you make grants only once or twice a year and have few bills, consolidating transactions in a single account keeps bookkeeping simple.
  • Match cash on hand to upcoming needs.
    Automate a monthly transfer from your investment portfolio—or move funds a few weeks before each grant cycle—so the checking balance always covers grants and routine expenses.
  • Spell out who can sign checks—and for how much.
    A written policy should list authorized signers and require two signatures above a set dollar threshold. Many banks also offer controls that block unapproved withdrawals.
  • Treat credit cards and petty cash with extra care.
    If you issue a card or keep petty cash, limit who may use it, cap the dollar amount, and restrict purchases to foundation business only. Clear rules help prevent self-dealing.

Need deeper guidance? The Foundation Guidebook walks you through money management, governance, grantmaking, and more—so your foundation can focus on making a lasting impact. Download the guide »

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